Welcome to The Title Guy. These Terms of Service ("Terms") govern your use of our website (thetitleguy.com) and the title, escrow, and closing services we provide through Title Resources Inc. By using our website or engaging our services, you agree to these Terms.

About Our Services

The Title Guy provides title insurance, escrow, closing, and related real estate services in Missouri, Illinois, Colorado, Florida, and Indiana. Service availability and specific terms vary by state and transaction type. Quotes are estimates only and are subject to underwriting review and final transaction details.

Use of This Website

You agree to use this website only for lawful purposes. You may not use the site in any way that could damage, disable, overburden, or impair our servers, or interfere with any other party's use of the site. Unauthorized attempts to access non-public areas of the site are prohibited.

Information Accuracy

We make reasonable efforts to keep information on this site accurate, but we do not warrant that all content is complete, current, or error free. Information about services, pricing, processes, and turnaround times is general guidance and may change without notice. Your specific transaction terms will be confirmed in writing before closing.

No Legal or Financial Advice

Content on this website is for informational purposes only and does not constitute legal, tax, financial, or insurance advice. Always consult with a qualified attorney, accountant, or licensed professional regarding your specific situation. Reading our website or contacting us through our forms does not create an attorney client or fiduciary relationship.

Quotes, Forms, and Communications

When you submit a form on our site (such as a quote request or contact message), you authorize us to contact you about your inquiry by phone, email, or text using the information you provide. Messages may be sent through automated systems. Standard message and data rates may apply. You can opt out of marketing communications at any time.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Title Resources Inc. or its licensors and is protected by copyright and trademark laws. You may view and print pages for personal, non-commercial use. Any other use, including reproduction, modification, or distribution, requires our prior written permission.

Third Party Links and Services

Our site may link to third party websites or embed third party tools (such as YouTube videos, Google Maps, or HubSpot forms). We are not responsible for the content, privacy practices, or terms of those third parties. Your use of those services is governed by their own terms.

Limitation of Liability

To the fullest extent permitted by law, Title Resources Inc., The Title Guy, and our officers, employees, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website or any content on it. Our liability for any claim related to website use is limited to one hundred dollars ($100).

Nothing in these Terms limits liability that cannot be limited under applicable law, including liability arising from our title insurance and escrow service obligations, which are governed by your separate engagement and policy documents.

Indemnification

You agree to indemnify and hold harmless Title Resources Inc. from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of the website.

Governing Law

These Terms are governed by the laws of the State of Missouri, without regard to its conflict of laws principles. Any dispute relating to this website or these Terms shall be brought exclusively in the state or federal courts located in St. Louis County, Missouri.

Changes to These Terms

We may update these Terms from time to time. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms? Contact us:

The Title Guy · Title Resources Inc.
Brian McGovern, President
Phone: (636) 527-9670
Email: brian@thetitleguy.com