Knowledge Base
Frequently Asked Questions
Clear answers to help you navigate the closing process with confidence.
General & Process
A title company acts as a neutral third party in a real estate transaction. We search public records to verify the property's ownership history, identify any liens or encumbrances, issue title insurance policies to protect buyers and lenders, and coordinate the closing process including fund management and document signing.
Most closings at the signing table take just 30 to 45 minutes. The overall process from opening a title order to closing day typically takes 3 to 5 weeks depending on the transaction type, lender requirements, and any title issues that need resolution.
The Title Guy is licensed and operating in Missouri (since 2005), Illinois (since 2019), Colorado (since 2024), Florida (since 2024), and Indiana (since 2024). We offer in person closings, mobile closings, and Remote Online Notary (RON) across all five states.
Yes. The Title Guy offers Remote Online Notarization (RON) which allows you to sign closing documents via a secure video conference from any device with a camera and internet. We also offer mobile closings where a signing agent meets you at your chosen location.
Title insurance costs vary by state and are based on the property's sale price or loan amount. In many states, rates are regulated and the same regardless of which title company you use. Contact The Title Guy at (636) 527-9670 for a free, no obligation quote specific to your transaction.