Residential Title Services
Comprehensive title insurance and smooth coordination for purchases, sales, and refinances.
Overview
As your title and escrow partner, we act as the neutral third party that holds funds and documents until all conditions of the real estate contract have been met. We coordinate with lenders, realtors, buyers, and sellers to ensure all closing documents are prepared accurately and signed properly. Our secure portals and strict compliance protocols protect your funds, and most closings take just 30 to 45 minutes because we ensure all title work is complete beforehand. We conduct rigorous public record searches to uncover and clear any defects before you close, and we issue both owner's and lender's title insurance policies to protect your investment.
Key Benefits
- Secure wire transfer protocols with fraud protection
- TRID compliance guaranteed
- Full coordination of all parties
- Most closings completed in 30 to 45 minutes
- Owner's and lender's title insurance policies
- Comprehensive public record searches included
Standard vs. Enhanced Title Insurance
| Feature | Standard Policy | Enhanced Policy |
|---|---|---|
| Coverage for recorded liens and encumbrances | Included | Included |
| Forgery and fraud protection | Included | Included |
| Building permit violations | Not included | Included |
| Post policy forgery protection | Not included | Included |
| Zoning and land use violations | Not included | Included |
| Encroachment coverage | Not included | Included |
| Automatic inflation protection | Not included | Up to 150% of policy |
Frequently Asked Questions
Title insurance protects you from financial loss due to defects in the title of a property, such as liens, encumbrances, or ownership disputes. Unlike other insurance that protects against future events, title insurance protects against past events that may affect your ownership rights. It is typically required by lenders and strongly recommended for buyers.
Most residential closings take just 30 to 45 minutes at the closing table. The key is thorough preparation beforehand. We complete all title searches, resolve any issues, and prepare documents in advance so your signing appointment is efficient and stress free.
Lender's title insurance protects the mortgage lender's interest in the property and is required for most loans. Owner's title insurance protects the buyer's equity and ownership rights. While only lender's insurance is typically required, owner's insurance is a one time purchase that protects you for as long as you or your heirs own the property.
Ready to proceed?
Our team is ready to handle your next transaction with precision and care.
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